Entries by Naiomi

Financial Literacy Contest

FiCycle’s Financial Literacy Contest *Must be 18 years or older to enter* Complete the Statement in 25 Words or Less: “Financial literacy without math is like…” Enter Here: https://forms.gle/uPx9rkgzJDc6JRzQA Everyone is welcome to submit! Teachers feel free to use this as a Do Now/Warm Up for your classes this month and submit your students’ answers […]

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Taxes and Retirement Savings

Mathematics of Tax-Advantaged Retirement Savings (NOTE: The content of this blog is intended to demonstrate the mathematical analysis of retirement savings and is not intended as investment advice.) How do you imagine most people pay expenses during their retirement, after they have stopped working and no longer receive a wage? Almost everyone needs to save […]

FiCycle Standards for Personal Finance and Mathematics

To read our standards download here or click through the full standards below. Other helpful documents: Standards Rationale Get a more in-depth picture of the rationale behind our standards such as the five principles that governed our approach and why an approach like this is important given the current state of personal finance and math […]

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Odds & Probability (Part I)

What are the Odds? With the growth of online betting, odds are in the media more than ever. While we don’t recommend gambling, for reasons you will soon learn, we believe that understanding odds will improve your understanding of probability and investing. Odds and probability In math class, when we study uncertain outcomes we usually […]

Video Project

CYF Modules Video Project Download Here or click through below:

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Module 5

Risky Business: Investing and the Stock Market What’s the best way to invest? Is it better to day trade or invest for the long term? Is it safer to invest in one stock or many? What’s the best that can happen? What’s the worst that can happen and how likely is it? How can you […]

This post is only available to members.

FiCycle Standards for Personal Finance and Mathematics

To read our standards download here or click through the full standards below. Other helpful documents: Standards Rationale Get a more in-depth picture of the rationale behind our standards such as the five principles that governed our approach and why an approach like this is important given the current state of personal finance and math […]

Projects

Projects Project Workbook: Project Workbook Rubric Materials: Rubric Teacher Guidelines FiCycle General Project Rubric Unit 1 Project Rubric Materials to Practice Projects: Unit 1 Project Practice Spreadsheet Unit 1 Project Practice Spreadsheet *Answers Unit 1 Projects: Sara (Returning to College) Materials: Project 1.1 Financial Statements Template 1.1 Integrated Project *Sample Answer Marco (Managing Student Loans) […]

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What is Debt?

What is credit?  What is debt? “Once I was the credit to my credit card. Spent what I hadn’t got, wasn’t hard.” — Peter Gabriel, Waiting for the Big One. While we have previously discussed money, an asset, here we focus on the liability side of the balance sheet. Many of the words to describe […]