The FiCycle Math Curriculum

An engaging, research-based Algebra II level course integrated with personal finance—available 100% free online!

Our Unique, Proven Approach

FiCycle’s research-backed curriculum mutually enhances students’ knowledge of essential financial concepts along with the core math skills required to use those concepts successfully. In contrast to the typical method of embedding financial topics in a math class, we instead outlined the most crucial personal finance issues. This allows the underlying math to organically fall out of those topics. From the very first introduction of a finance concept students work through the mathematics. In doing so, they gather a more complete understanding and are ready to make their financial decisions.

FiCycle Math Comprehensive Overview FiCycle Personal Finance + Math Standards Effective Personal Finance Research

What’s included in our 100% free digital course?

UbD Style Unit Plans
Digital Student Workbooks
- (View a workbook sample here)
Project workbook with Unit Projects
Quizzes and Summative Assessments
Comprehensive Spreadsheet Materials
- From beginner to advanced

Course Curriculum

Unit 1: Financial Statements – Students learn about wealth by creating income statements, balance sheets and budgets. This incorporates the mathematics of spreadsheets and a review of Algebra I.

Unit 2: Earning Interest – Students learn how transferring money to the future increases value through compounding. This incorporates the mathematics of exponents, exponentials and logarithms.

Unit 3: Regular Payments – Students learn the math underlying regular cash flows such as mortgages and retirement savings. This incorporates the mathematics of sequences, series and limits.

Unit 4: Insurance and Expected Value – Students are introduced to risk and making decisions in the face of uncertainty. This incorporates the mathematics of probability and expected value.

Unit 5: Stocks and Risk – Students learn about the stock market, with a focus on the efficient market hypothesis and the statistics related to diversified and systemic risk. This incorporates the mathematics of correlation and normal distributions.

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Use Cases: Algebra II (A-G approved and Common Core-aligned), Algebra I, Algebra I remediation, financial algebra, financial literacy, and math electives.

Standards Aligned w/: Common Core State Standards, Jumpstart National Standards, A-G Level C Math Course, NCAA Approved: Algebra II w/ Financial Applications

“The FiCycle curriculum has been a great benefit to our students and teachers. The curriculum gives our students the skills necessary to navigate the financial situations that they will encounter throughout their lives. In addition, the curriculum’s emphasis on embedding upper high school level math skills in practical ways allows our students to apply what they learn in their traditional math classes to topics they are already interested in. Our teachers feel very supported by the comprehensive resources provided and the availability of the FiCycle team.”

Colin HealyAssistant Principal, AECI Charter High School

“I taught FiCycle during its Pilot year. As a public high school teacher, a crash course in finance was something I never thought I’d get to teach my students so I jumped on the opportunity. Needless to say, the FiCycle curriculum proved to be one of the most rewarding courses my high school had to offer. My students soaked up the knowledge it offered and classes were often led almost on inquiry alone. It was clear to me that students are hungry for the information offered in FiCycle. It’s not just an engaging course, but an essential one!”

Karina MinchuckFiCycle Pilot Year Teacher

Are you interested in implementing the FiCycle Mathematics program?

To implement FiCycle Math, a completed Adoption Agreement is required to get full access to our free digital course. Before adoption, feel free to request an info session to learn more about how FiCycle Math might work for your specific use case.

Access FiCycle Math